Your money habits say a lot about you. Answer a few simple questions and discover the money personality that fits you best.
What long-term financial goal excites you the most?
Achieving financial independence
Supporting an important cause
Moving to a better neighbourhood
Knowing you have enough for any situation
Traveling more
Having more time with people you care about
The bill arrives at a group lunch with friends. You're most likely to:
Wait to see who makes the first move
Ask for your own bill
Do nothing. (You've already cornered the server and settled up for your share)
Throw it all on your card
Suggest everyone splits it evenly
Pay for your order, and the meal of someone who just had a birthday
You get a new, better-paying job. What are you most likely to do when you first hear the news?
Spread the word on my social channels
Calculate what effect it has on my projected retirement date
Update my budget
Set myself a new goal
Call my best friend
Treat myself to dinner at my favourite restaurant
You feel most anxious when money conversations get into:
Practical necessities (like bills)
How you measure up to your peers
Issues of transparency
Keeping a budget
Factors beyond your control (like interest rates)
What you owe
You're looking for a new credit card. What matters most?
That two people can be on it
The interest rate
The loyalty program
The tier
The credit limit
The annual fees
6 You think of taking on a loan to make an important leap as:
Exciting
Strategic
Logical
Comforting
Scary
Suffocating
7 What scenario most closely represents your dream birthday dinner?
A low-key meal at your go-to neighbourhood cafe
Splurging on a meal at a hip new restaurant
A special meal cooked for you by your favourite person
A farm-to-table feast
Take-out from your favourite place
A large group dinner out
9 A friend asks you to sponsor their charity fun run, and you can't say no. How are you most likely to respond?
"Sure, do you have info on where the money goes?"
"Sure, and can I join you?"
"Sure, as long as I can do so anonymously"
"Sure, how can I see who else has donated?"
"Sure, and I'll see you at the finish line with ice packs!"
"Sure, will I get a tax receipt?"
10
The last thing you'd want to come across as in money conversations is:
Selfish
Unrealistic
Materialistic
Reckless
Cheap
Needy
11
After reaching a financial milestone, what would mean the most for you to hear?
"This is going to make a big difference"
"You've come so far"
"I'm really proud of you"
"You really covered all the bases"
"You made it"
"And you did it your way!"
12
You're shopping online for a new t-shirt. Beyond price, what clinches your decision to 'add to cart'?
Thinking of when and where you can wear it
It's from a sustainable brand
Lots of colours and cuts to choose from
The quality of the reviews
You know you'll feel great in it
Trust the brand
13
When you think about having extra money, you mostly feel:
Secure
Generous
Energized
Fulfilled
Motivated
Free
14
You learn a co-worker in a similar role earns more money than you. What do you do?
Try to act more like them
Take them for coffee and ask them to mentor you
Start advocating for pay transparency
Nothing. You only compete against yourself
Nothing. You don't want to rock the boat
Ask your boss for a raise
15
A cousin asks to borrow money from you. What's your first reaction?
"Sorry, I don't mix money and family"
"Are you in trouble?"
"When will you pay me back?"
"We're family, of course"
"What's it for?"
"Absolutely, and pay me back whenever"
16
Your top goal in saving money is to:
Help my friends and family
Feel peace of mind
'Level up' financially
Avoid owing anyone anything
Generally avoid it (You can't take it with you!)
Leave a legacy
