Nestled in the Pyrenees between France and Spain, Andorra is known for its stunning ski resorts, low taxes, and a high standard of living. While the country is small—boasting a population of around 80,000—it quietly hosts some of the wealthiest individuals in Europe.
In this article, we unveil the Top 5 Richest People in Andorra in 2025, diving into their backgrounds, industries, and estimated net worth.
1. Maria Reig Moles – Estimated Net Worth: €750 million
Date of Birth: 1951
Age: 74 years old
Industry: Banking, Investments, Real Estate
Known For: Reig Capital Group, Crèdit Andorrà
Maria Reig Moles is arguably the most influential and wealthiest person in Andorra. She’s the president of Reig Capital Group, a powerhouse involved in banking, real estate, and hotel investments. Her family's legacy in tobacco and finance helped lay the foundation for modern Andorran banking.
While her exact net worth isn't publicly disclosed, experts regard her as a multimillionaire. Her wealth, privacy, and strategic influence make her a top-tier business figure not just in Andorra, but across Southern Europe.
2. Carles Ensenyat Reig – Estimated Net Worth: €607 M (20% Stake in Creand)
Estimated Age: 40–50 years old
Industry: Finance, Politics
Known For: General Syndic of the General Council of Andorra, Creand (formerly Crèdit Andorrà)
Son of Maria Reig Moles, Carles Ensenyat Reig carries forward the family’s legacy with both political and financial influence. As a key stakeholder in Creand, one of Andorra’s leading banks, and a top government figure, Carles plays a major role in shaping the country's economic landscape.
His 20% stake in Creand suggests that he, like his mother, holds substantial wealth—though exact figures remain private.
3. Òscar Ribas Reig – Estimated Net Worth: €538 M
Industry: Banking, Politics
Known For: Former Prime Minister of Andorra, President of Banca Reig
A towering figure in Andorran history, Òscar Ribas Reig served as the first Head of Government (Prime Minister) and was instrumental in modernizing Andorra’s political and financial systems. As president of Banca Reig, he was pivotal in the creation of what is now Andbank, one of the country's largest private banks.
Although his net worth has not been officially published, his leadership in banking institutions suggests a legacy of wealth.
4. Jordi Gallardo Fernàndez – Estimated Net Worth: €5 million
Date of Birth: March 23, 1976
Age: 49 years old
Industry: Politics, Retail
Known For: Minister of Economy and Enterprise, Via Moda Andorra
A new-generation leader, Jordi Gallardo blends public service with business. Beyond his prominent role in government, he has stakes in the fashion retail industry, most notably through Via Moda, a leading fashion brand in Andorra.
His rising influence in economic policy and private enterprise suggests growing financial power, although specific net worth estimates are not available.
5. Jaume Serra Serra – Estimated Net Worth: €4.65 million
Date of Birth: June 11, 1959
Age: 65 years old
Industry: Energy, Public Utilities
Known For: Forces Elèctriques d’Andorra (FEDA), ENGAS
Jaume Serra has built his career in the energy and utilities sector. As the former President of FEDA (Andorra's national energy company) and CEO of ENGAS, Serra has overseen some of the country’s most critical infrastructure.
His net worth is estimated at $5 million, making him one of the more publicly assessed figures in the Andorran elite circle.
Why Is Wealth So Private in Andorra?
Unlike the U.S. or other European countries, Andorra does not publish public wealth disclosures, and its strict privacy laws protect financial data. This makes it an attractive destination for high-net-worth individuals seeking discretion and low taxation.
Final Thoughts
Andorra may be small in size, but it's home to immense financial power and influence. From banking moguls to political powerhouses, these five individuals are at the heart of Andorra’s economy in 2025.
Whether you're interested in European business elites, investment trends, or wealth in tax-friendly nations, Andorra offers a unique case study of how money, influence, and legacy intersect in a quiet, mountain paradise.
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