How to Deposit Money From Mpesa to Co-operative Bank Account

• By Clinton Wanjala

• 963

• Last updated Sep 14, 2025

Sending money from MPESA to Co-operative Bank is easy, here is the simple process of how to deposit funds from MPESA to Co-operative bank account. 

1. Go to MPESA menu on your mobile phone's Sim tool kit. 
2. Then select Lipan na MPESA
3. Choose the Pay Bill option.
4. You will be prompted to enter Co-operative Bank Paybill number. (Co-operative Paybill Number is 400200).
5. After inputting the paybill number, the next step is entering your account number. (You can opt to use the mobile phone number that you registered with your Co-operative bank account).
6. Thereafter, Enter the amount that you wish to deposit.
7. After entering the amount you want to deposit, your phone will ask for your MPesa Pin.

Entering your M-Pesa PIN authorizes and confirms the deposit. It is thus important to be very keen and confirm the details that you have entered.

A confirmation code will then be sent to your phone with the details of the transaction for your reference. The code affirms that the deposit has been processed. Finally, you will receive a message from Co-operative bank notifying you of the transaction and the beneficiary, in this case it should be your name since you are the beneficiary. 

Read also: How to deposit money from Mpesa to Equity Bank.