How to Withdraw Money from Binance to M-Pesa in Kenya | Step-by-Step Guide

• By Clinton Wanjala

• 2329

• Last updated Jan 21, 2026

Are you looking to convert your crypto gains on Binance into cash you can use? Well, you're in the right place! In this post, I’ll guide you through the steps to withdraw money from Binance to your M-Pesa account. It’s easier than you might think. 

Since Binance doesn’t support direct M-Pesa withdrawals, the safest way to cash out in Kenya is through Binance P2P, and that’s exactly what this guide walks you through.

Step 1: Open the Binance App and Check Your Wallets

First things first, open your Binance app. Once you’re in, head to the Wallets section. Here, you’ll find various wallets where your funds could be stored.

Important Tip: Ensure your funds are in the Funding Wallet. This is crucial because keeping your money here helps you avoid those pesky extra charges. If your funds are in the Spot Wallet or any other wallet, just transfer them to the Funding Wallet before moving on.

Step 2: Navigate to the P2P Section

Once you have confirmed your funds are in the Funding Wallet, it’s time to go to the P2P (peer-to-peer) section. This is where the magic happens!
In the P2P section, you’ll see options for Buy and Sell. Since we want to withdraw money to M-Pesa, we’ll focus on the Sell option.

Step 3: Choose Your Seller

Here’s where it gets interesting. You will see various sellers listed. Look for someone offering to pay via M-Pesa. Check their reputation and feedback from previous transactions to make sure they are legit. You want to avoid those who only offer airtime or bank transfers.

Let’s say you found a seller who offers M-Pesa transfers. Confirm their payment method and ensure it suits your needs.

Step 4: Specify the Amount

Now, choose the amount you want to sell. For instance, let’s say you want to sell 3,000 Kenyan Shillings worth of USDT (Tether). Enter that amount and select M-Pesa as your payment method.

Step 5: Confirm the Sale

Before you finalize the transaction, review the current price in dollars. If everything looks good, go ahead and hit the Sell button.
At this point, you’ll be waiting for the buyer to complete the payment to your M-Pesa account.

Step 6: Release the Funds

Once you receive the payment in your M-Pesa account, you’ll need to confirm the payment in the Binance app. After confirming, release the funds to the buyer. But wait! Always make sure that the payment has been received and verified in your M-Pesa before confirming the release.
This step is essential for your security. You don’t want to release your crypto until you are absolutely sure the buyer has paid.

Final Thoughts

And there you have it! That’s how you can easily withdraw money from Binance to M-Pesa in Kenya. Just follow these steps carefully, and you’ll be cashing out your crypto in no time.
If you found this guide helpful, feel free to share it with your friends or drop your questions in the comments. Happy trading!