Binance Earn Explained: Step-by-Step Guide for Crypto Beginners

• By Clinton Wanjala

• 2000

• Last updated Nov 13, 2025

If you’re new to Binance, or you want to explore its features, the platform can feel like a maze at first. It has so many features, tools, and options that it’s easy to get overwhelmed. 

This article will guide you through one key feature, Binance Earn, which can help you start earning even as a beginner. 

This feature was designed to function like an interest-bearing savings account, similar to those offered by banks. Let’s now begin by defining Binance Earn.

What is Binance Earn?

Binance Earn is a feature that lets you earn passive income from your crypto. Think of it like putting money in a savings account and earning interest, only here, you’re earning crypto rewards instead of cash.

When you deposit your coins into Binance Earn, you receive daily or periodic rewards. How you earn depends on the product you choose. For Binance users, it’s one of the easiest ways to grow your crypto holdings while you hold long-term.

Binance Earn is divided into two major categories, namely Simple Earn and Advanced Earn.

1. Simple Earn

Deducing from its name, simple earn is the beginner-friendly side of Binance Earn. It’s designed for users who want to earn rewards without taking much risk or learning complex strategies. In Simple Earn, you will find two main options: flexible and locked.

• Flexible: This is a feature of the simple earn which allows you to withdraw your crypto anytime after subscribing. The interest or reward that you gain from this product changes depending on market demand.
• Locked: This is the second product under Simple Earn. When you choose locked, it means that you have agreed to lock your crypto for a set period, like 30 or 90 days. An advantage of the locked product is that it has a higher reward rate, while its downside is that you cannot withdraw your money at any time if the period has not elapsed as in the case of flexible earn.

Now, if you’re just starting out on Binance Earn, flexible products are the easiest. Try flexible first to test how it works. The locked option is better if you’re certain that you will not need to withdraw your coins anytime before the period elapses.

In short, Simple Earn is like a savings plan for your crypto. You deposit, sit back, and earn rewards automatically.

2. Advanced Earn

Advanced Earn is for users who understand the crypto market and want to try higher-risk, higher-reward products.

Here, Binance offers more complex tools like:

• Dual Investment: You lock your crypto and pick a target price and date. Your reward depends on whether the coin price reaches that target.
• Smart Arbitrage or On-Chain Yields: These involve staking, lending, or using DeFi strategies to generate returns.

These products can offer much higher rewards than Simple Earn, but they also carry more risk. You might have longer lock-up periods or even get paid in a different crypto depending on how the market moves.

How to Get Started with Binance Earn

You don’t need to be a crypto expert to begin. Here’s a quick guide:

1. Sign up and complete verification on Binance.
2. Decide how much crypto you want to use (start small if you’re new).
3. Go to the Earn section on the Binance app or website.
4. Pick a product — Flexible plans are the best place to start.
5. Subscribe your crypto to that product.
6. Track your rewards from your Earn dashboard.
7. As you get comfortable, try out Locked or Advanced products for better returns.

Always check the details, starting with the reward rates, lock periods to redemption terms before subscribing.

Step-by-Step Guide on How Binance Earn Works

Step 1: Pick your crypto and product

Select the coin you have, such as USDT, BNB, or ETH. Then decide whether to go for Simple or Advanced Earn.

Step 2: Subscribe

Select how much to deposit and confirm the term. Your crypto will move from your spot wallet to the Earn pool.

Step 3: Earn rewards

Once it’s in the pool, your crypto starts earning rewards. Flexible products pay based on real-time rates, while locked products have fixed rates.

Step 4: Withdraw anytime

If you’re using a Flexible product, you can redeem your crypto whenever you want. Locked products require you to wait until the term ends. Once it matures, you’ll receive your crypto plus the rewards you earned.

Conclusion

Binance Earn is one of the simplest ways to start earning passive income with crypto. Beginners can start with Simple Earn to get comfortable, while experienced users can explore Advanced Earn for higher yields.

Whether you’re holding stablecoins like USDT or coins like BNB and ETH, Binance Earn helps you make the most of them by earning passive crypto instead of letting your crypto sit idle.