Did you know that you can get a loan to your Mpesa in less than 5 minutes? Emergencies are unavoidable, we all need some quick cash to help sort out urgent issues. In Kenya today, there are platforms and apps that offer instant loans. These loans do not require guarantees or any form of security. This article explores some of the best instant mobile lending platforms in Kenya in 2024. The wor...
Pinterest isn’t just a platform for saving inspiration—it’s a goldmine for creatives looking to earn money. Whether you’re into affiliate marketing, promoting products, or creating content, Pinterest offers plenty of ways to turn your passion into profit. Even with a small following, you can earn by being strategic and consistent. Here’s how to get started!Can You Really Make Money on Pi...
In today’s world, digital finance has made sending and receiving money across the globe fast and convenient. One of the most popular platforms, PayPal, is now integrated with M-Pesa, making it seamless for Kenyans to withdraw PayPal funds directly to their M-Pesa accounts.This service is powered by TransferTo in partnership with PayPal and Safaricom, offering a...
Financial Education Quotes by Warren Buffett Risk comes from not knowing what you're doing. Someone's sitting in the shade today because someone planted a tree a long time ago. The first rule of an investment is don't lose (money). And the second rule of an investment is don't forget the first rule. And that's all the rules there are. The more you learn,...
When I was in Class 8, which is equivalent to Grade 8 in the United States, I made a bold promise to myself that I would become a millionaire by the age of 20. It was an ambitious dream for a 13-year-old, but at the time, I believed it was possible. Fast forward, 7 years later, I was 20 years old and I had failed spectacularly. I didn’t even have enough money to buy a decent smartphone, let...
Imagine turning Ksh 20,000 into a million! Sounds like a dream, right? But it’s not as far-fetched as it seems. In this guide, I’ll break down three practical methods to achieve this goal: the slow, moderate, and fastest ways. Depending on your financial muscles and discipline, one of these approaches will suit you perfectly. Let’s get into it!Who Is a Millionaire?Before diving into the stra...
People take loans for different reasons, it can be to facilitate education or build a business. However, it is important to note that there are good and bad loans. As a result, it is crucial to garner enough knowledge on institutions from which you want to take a loan from. In this article, we explore different banks examining the ones that have cheapest and the ones that have expensive loans.&nbs...
Navigating the intricacies of Kenya's tax system is crucial for individuals and small businesses alike. With various taxes imposed at different levels of income and economic activity, having a solid grasp of the tax landscape can help individuals and businesses make informed financial decisions and ensure compliance with legal requirements. In this article, we will delve into the fundamental aspec...
Looking to gain some valuable financial insights while enjoying a good movie? Netflix has you covered! Whether you're curious about how money works or interested in uncovering the secrets behind big corporations, these Netflix documentaries and films are perfect for expanding your financial knowledge. Here are five must-watch Netflix movies about money that will keep you hooked while making you sm...
Alright, let’s talk about your money situation. You’ve probably spent the last few years without a clear financial plan, wondering why your bank account balance is always hovering near zero, and thinking, “Next year will be my year.” Guess what? It won’t, unless you do something radically different.The good news? Just 365 days of financial discipline can turn things a...
Are you curious about investing in Kenya’s treasury bonds? Well, you’re not alone. The Kenyan government is looking to raise Ksh. 30 billion through two reopened treasury bonds. You have until January 15th to place your bid. This guide breaks down how these bonds work, the returns you can expect, and which one might be a better choice for you.What Are Treasury Bonds?Treasury bonds are a way fo...
When you are creating your financial goals, it is wise not to be ambiguous but instead group them into categories. Widely, there are three types of financial goals; short-term financial goals, mid-term financial goals and long-term financial goals.As the terms suggest, short-term financial goals will take a short period of time and less money to be achieved. The timeline for a short-term fin...
Checking Account (Current Account)A checking account, also known as a current account is a bank account, particularly a deposit account that allows bank members to deposit and withdraw money without notice. Checking/current account is the most common type of bank account in Kenya. This particular type of account has been designed to manage an individual’s income and daily expenditure. ...
In a significant crackdown on cybercrime, Nigeria's Economic and Financial Crimes Commission (EFCC) arrested 792 individuals on December 10, 2024, at the opulent Big Leaf Building in Lagos. This seven-story complex, resembling a legitimate corporate headquarters, was allegedly a hub for sophisticated fraud operations targeting victims across the Americas and Europe.Among those detained were 148 Ch...
This is an effective strategy with only three indicators. I use this strategy primarily on the 15 minute chart, but it can be used effectively on longer time frames as well.The three indicators being used are:Exponential 15 period Moving Average (closed)Exponential 25 period Moving Average (closed)Exponential 50 period Moving Average (closed)You can refer to the picture above to see how your chart...
Filing Resident Individual Income Tax Returns (January – December 2025)This guide provides a step-by-step process for filing income tax returns online in Kenya in 2025. In this guide, you will be taught on how to file different forms of returns such as:Filing Nil ReturnsITR for Employment Income Only Please note that the content may be updated to reflect changes in tax laws or policies, and...
Brazil is a land of vibrant culture, rich natural resources, and a booming entrepreneurial spirit. It is home to some of the wealthiest individuals in the world, who have made their fortunes in diverse industries like technology, banking, beverages, and cosmetics. Let’s dive into the lives of the top 10 richest people in Brazil and discover how they built their empires.1. Eduardo Saverin – $32...
Definition of Key Entrepreneurial TermsDefinition of an entrepreneurAn entrepreneur is a person who identifies a business opportunity, harnesses and obtains the resources necessary to initiate a successful business activity.The entrepreneur implements the ideaUndertakes to operate the businessAn entrepreneur is therefore a central key individual in the society who makes things happens for ec...
Financial literacy is a critical skill that profoundly impacts career planning and personal financial stability. As students transition from academia to the workforce, understanding fundamental financial concepts becomes essential. Financial literacy equips individuals with the tools to make informed decisions about budgeting, saving, investing, and managing debt. These skills not only foster pers...
There’s no better feeling than achieving financial stability while you’re still young. For most people, becoming financially stable before 30 is more than a dream—it’s a goal worth chasing. But let’s be honest, reaching that milestone requires stepping out of your comfort zone and putting in the work.In Kenya, financial literacy is gaining momentum among the youth, and many college and u...
Did you know that Tiktok has more than 10 million users in Kenya? When Tiktok was launched in 2016, I did not know that it will grow to become this giant social media platform it is today. Currently, people are not just using the platform for connecting and interacting, people are making good money. You heard me right! There are many creators who have made millions out of Tiktok. Take the cas...
Investing in the real estate industry is fascinating if not just incredible. Through this particular market, a youth can be assured of financial prosperity attained through property acquisition. I know majority of you are asking, why real estate?First, investing in real estate is the surest way to grow your wealth slowly. This is a business that has been there for a very long time unlike inves...
Investing is one of the smartest financial moves you can make. Remember, you are not late because there’s no better time to start than today. Let’s face it – many people procrastinate investing thinking that it’s something that can only be done by the rich with millions of money. However, did you know that in Kenya, there are investment platforms that you can start investing with as little...
Brazil is a land of vibrant culture, rich natural resources, and a booming entrepreneurial spirit. It is home to some of the wealthiest individuals in the world, who have made their fortunes in divers...
Are you curious about investing in Kenya’s treasury bonds? Well, you’re not alone. The Kenyan government is looking to raise Ksh. 30 billion through two reopened treasury bonds. You have until Jan...
What happens when raw talent, entrepreneurial hustle, and the spotlight collide? You get a list of the richest musicians in Tanzania, a country bursting with musical brilliance. Let’s dive into the ...
Reaching your 40s can feel like standing at a checkpoint in the middle of a marathon. It’s a moment to pause, look at the road you’ve traveled, and plan for the stretch ahead. Your 40s are not jus...
Filing Resident Individual Income Tax Returns (January – December 2025)This guide provides a step-by-step process for filing income tax returns online in Kenya in 2025. In this guide, you will be ta...