Personal Finance for Men: The Missing Conversation No One Talks About

• By Clinton Wanjala

• 506

• Last updated Sep 20, 2025

I have noticed something.

Men are less empowered compared to women when it comes to personal finance.

Tell me why—in the entire internet—I have searched for personal finance blogs that solely focus on men and didn’t find one. If you’ve ever come across such a blog, kindly let me know in the comment section. I’ll be the first to follow.

Now, don’t get me wrong—there are great personal finance blogs out there.

In fact, Mr. Money Mustache and Financial Samurai are my absolute favorites. Mr. Money Mustache teaches early retirement with a punchy no-BS attitude, and Financial Samurai goes deep into investing, wealth-building, and mindset. But here’s the thing—they write for everyone, not specifically for men.

But when it comes to women? The list is long and thriving.

There’s The Budget Mom, Clever Girl Finance, Her First $100K, and more. These blogs go beyond numbers. They speak directly to women—offering budgeting tools, emotional support, and stories that feel personal and real.

This is not a complaint—it’s just my observation.

The boychild is not guarded as much as the girl child. But truth be told, today, both genders need financial education more than ever.

The Shift in Global Education and Financial Literacy

For many years, there has been a wide gap between men’s literacy compared to that of women. But here’s the thing—it’s changing.

From the 1900s to 2025, global education has seen a massive shift.

While men historically dominated literacy and higher education—with only around 19% of bachelor’s degrees earned by women in the U.S. in 1900 (PBS)—women have since closed the gap and are now ahead in many regions. According to the National Center for Education Statistics, women earned 58% of all bachelor’s degrees in the U.S. by 2022.

Yet, despite this progress, adult literacy for women still lags slightly behind globally, sitting at 84% compared to 90% for men as of 2023 (Statista). But the gap is closing fast.

The takeaway? Both men and women need empowerment—not just in classrooms but also in their wallets.

The boychild needs as much education and financial guidance in 2025 as the girl child does.

Male Financial Struggles Are Real—We Just Don’t Say Them Out Loud

Let me talk to the men for a moment.

It’s time that we have money mentors for men too, because male financial struggles are real—we just don’t say them loud.

Most men are raised with unspoken expectations:

• Be a provider.
• Don’t show weakness.
• Figure it out yourself.

So what do we do?

We hide our debt.

We spend to feel successful.

We stay silent, even when we’re financially drowning.

The truth is, many men are struggling financially, but no one talks about it.

We don’t have safe spaces where we can ask questions like:

• “How do I fix my credit?”
• “How do I budget without feeling broke?”
• “How do I financially recover after a divorce or job loss?”

What we mostly see online are aggressive money tips, crypto trends, and “how to retire at 30” content. It’s cool—but it doesn’t help the guy trying to get back on his feet after a bad financial decision or a rough life chapter.

The Rise of Female-Centered Financial Education

This part hit me hard when I really looked into it.

Women have done a phenomenal job building financial communities that are safe, emotional, and effective. Let me name a few:

• Clever Girl Finance – Founded by Bola Sokunbi, it focuses on helping women build wealth through free courses, relatable content, and culturally-aware advice.
• The Budget Mom – Started by Kumiko Love, it’s all about real-life budgeting, debt payoff, and emotional money healing.
• Her First $100K – Tori Dunlap’s platform blends feminism, salary negotiation, investing, and personal growth.

These blogs are not just websites—they’re movements.

Now look at the men’s side…

We have Mr. Money Mustache and Financial Samurai, yes. And they’re brilliant.

But they’re general. They don’t specifically focus on men’s financial identity, emotional barriers, or unique struggles.

Where is the male version of Clever Girl Finance?

Honestly, it doesn’t really exist—at least not prominently. And that’s the problem.

Why We Need a Financial Space for Men

Let’s be real—men need a space to talk money, too.

This isn’t about competition or comparison. It’s about filling a gap that has existed for too long.

Here’s what we need more of:

• Safe money conversations for men
• Content that addresses real-life male money issues (divorce, debt, job pressure, fatherhood)
• Money mentors who’ve been through it—and are honest about it
• A culture where asking for help with money doesn’t feel weak

Men are allowed to say, “I don’t know where to start.”

Men are allowed to start over.

Men are allowed to grow without shame.

This Blog Series: Personal Finance for Men

This article is just the beginning.

I’m starting a blog series on personal finance for men—a space where we can talk about money without ego, fear, or filters.

Here’s what’s you'll fine on Fineducke:

1. How to Budget as a Man Without Feeling “Broke”
2. How to Heal Financial Trauma from Childhood or Divorce
3. How to Prepare Financially for Fatherhood
4. Divorce, Debt & Dignity: Rebuilding as a Man
5. Why Every Man Needs a Side Hustle—Even If You Have a Full-Time Job

These won’t be clickbait tips. They’ll be real conversations, written from experience, observation, and intention.

Final Thoughts

To all the men reading this—you don’t need to have it all figured out.

You’re allowed to learn, to try, to fail, to rebuild. That’s what growth looks like.

This blog is your space.

To ask the questions you were afraid to ask.

To finally look at your finances with clarity.

To heal, grow, and get ahead.

And to the women reading this—thank you for leading the way in financial empowerment.

Now, let’s build the same for men too.

We need more money mentors for men. And this is the beginning.